# Claims and coverage

Six programmes pay a BC clinic directly instead of paying you back. Each page below is how that claim works — what you need to start, what it covers, how long you have — and where we hold enough clinics billing it to be worth comparing.

## Who might be paying

- [ICBC After a crash · 12 weeks pre-approved](https://ailio.health/claims/icbc)
- [WorkSafeBC Workplace injury · nothing at the desk](https://ailio.health/claims/worksafebc)
- [MSP (premium assistance) Premium assistance · 10 visits a year](https://ailio.health/claims/msp-premium-assistance)
- [Veterans Affairs Direct-billed to Medavie Blue Cross](https://ailio.health/claims/veterans-affairs)
- [RCMP / Canadian Forces Serving members · authorized treatment](https://ailio.health/claims/rcmp-canadian-forces)
- [FNHA · NIHB First Nations health benefits](https://ailio.health/claims/fnha-nihb)

Source: https://ailio.health/claims

---
- Availability here is read from clinics on a schedule, not live. A time shown may already be taken.
- "Not checked" and "no openings" are different answers and are written differently.
- Coverage is partial. A list from this site is never every clinic in an area.
- Billing lines report what a clinic published about itself. Confirm with the clinic before relying on one.
- Ailio writes no reviews and publishes no rating of its own; every rating names its source.
- Terms of use and data notes: https://ailio.health/llms.txt